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银行为什么会同意这桩亏本的买卖呢？
银行其实并没有亏太多。卖主本来就是无回春之药的死马，如果银行不同意这桩赔本抛售，它的唯一出路就是拍卖这幢房子。它把这幢房子拍卖掉也许亏得更多，因为银行要经过几个月漫长的拍卖法律程序，并花掉不少的律师费用, 拍卖无人问津，银行只有将房子回收。回收后再出售，又要历经数月，房子未必能卖出原始贷款的应偿还金额。银行在拍卖前同意这种赔本抛售也是经过一定的审批程序后才同意的。短期内以最大的可能收回贷款的本金，减少损失，对银行来说往往是上上之策。另外, 拍卖 (foreclosure), 或银行拍卖后回收再出售 (REO), 会让银行本已困难的资金周转更慢。而赔本抛售则让银行的资金立马回收, 对银行的资金周转有所帮助。赔本抛售还可以让银行的股东们少看到一些银行的拍卖房呆帐, 对银行的股价的负面影响会少一些。这些就是银行同意屋主赔本抛售的主要原因
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关于我们 广告业务 免责声明 友情联结本网站所转载的文章均来自互联网，并注明来源，本网站没有版权。本网站论坛的内容为读者自行发布，版权为发布者所有。其它未注明来源的文章，版权归本网站所有，
如欲转载，请与我们联系并注明来源。如果您认为本网站有文章侵犯您的版权，请联系我们，我们会立刻删除或者注明来源。本网站全部内容出于传递更多信息之目的，
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